Tag - nisa

 
 

NISA

Young Japanese are rapidly embracing investing through programs like NISA amid rising markets, and while critics warn of “NISA poverty,” the trend largely reflects a positive shift toward asset-building.
COMMENTARY / Japan
Apr 14, 2026
Are Japan’s youth really in ‘investment poverty’?
let the young max out their retirement account if they like; politicians should focus on ways to boost young people’s take-home pay.
An electronic display board shows the daily movement of the Nikkei Stock Average on the Tokyo Stock Exchange.
LIFE / Lifestyle
Jan 10, 2026
Set your children up for financial success with the new NISA
Details are not yet final, but plans for the new take on the tax-advantaged investment account indicate a contribution limit of ¥600,000 per year and ¥6 million in total.
The government and ruling coalition are considering a ¥6 million cap on tax-free holdings for a new investment program for minors under the revamped NISA framework, sources say.
BUSINESS
Dec 10, 2025
NISA program for minors to have ¥6 million tax-exemption cap
The cap will be introduced to address potential disparities that could arise when the assets are eventually withdrawn.
Stocks in Japan have become very expensive, encouraging firms to conduct stock splits to make their shares more accessible to individual investors.
BUSINESS / Markets
Dec 10, 2025
Surging share prices in Japan lead to wave of stock splits
Stocks have become so expensive that the median minimum amount that Japanese investors need to buy shares is 10 times higher than in the United States.
They government is mulling plans to allow withdrawals under the Nippon Individual Savings Account plan for small-lot investments once children reach the age of 12 to create more flexible asset management to meet needs, such as university enrollment.
BUSINESS
Dec 2, 2025
Japan weighs launching NISA investment program for children
The government is mulling plans to allow withdrawals under the Nippon Individual Savings Account plan for small-lot investments once children reach the age of 12.
Nomura Asset Management has formed a team made up of retired workers to help clients invest their pension funds.
BUSINESS / Companies
Oct 21, 2025
Nomura Asset’s new retirement solutions team consists of retirees themselves
Team leader Koji Nakamura says having employees who have actually experienced retirement allows the asset manager to better identify customer needs.
While some American taxpayers assume they are ineligible to participate in Japan’s tax-deferred savings schemes, certified public accountant Rick Gundlach says that this is no longer the case.
COMMUNITY / How-tos
Sep 24, 2025
Tax-advantaged investments no lost cause for U.S. residents of Japan
Many U.S. taxpayers believe they should steer clear of Japanese investment vehicles due to stateside regulations — but a Japan-based certified public accountant advises otherwise.
The Financial Services Agency plans to expand Japan's Nippon Individual Savings Account tax exemption program for small investments, with a focus on supporting families with children.
BUSINESS
Aug 27, 2025
Financial Services Agency eyeing NISA expansion to support child-rearing
The FSA will call for a revision of the age limit for installment-type investments under the NISA program.
 For Japan residents, an unrelenting upward trend in the cost of living is changing the calculus for how to manage daily expenses — and long-term financial goals.
COMMUNITY / How-tos / Age Wise
Jun 16, 2025
Planning for the future in a time of inflation
A retirement expert says that income, investments and interest rates are all long-term factors to consider for Japan residents facing soaring prices.
Investment trusts that cater to Japanese individuals bought a net ¥10.4 trillion of overseas equities and funds last year after the government expanded the scope of the Nippon Individual Savings Account system.
BUSINESS / Economy
Jan 23, 2025
Japan’s love of foreign stocks risks pushing the yen even lower
Investment trusts that cater to Japanese individuals bought a net ¥10.4 trillion of overseas equities and funds last year.
Japanese investors sold overseas stocks in November as they sought to capitalize on robust gains in global equities, particularly as U.S. stocks reached record highs.
BUSINESS / Markets
Dec 9, 2024
Japanese investors sell overseas equities for second straight month
Investors’ net sales of overseas stocks totaled ¥1.22 trillion last month, following about ¥2.37 trillion worth of net withdrawals in the prior month.
The Nikkei stock average outside a brokerage in Tokyo in late October.
BUSINESS / Markets
Nov 30, 2024
Japan companies boosting benefits for long-term shareholders
Behind the move are growing calls for listed companies to reward shareholders more through measures including dividend hikes.
The share of online brokerages in the publicly offered investment trust market rose above 20% for the first time at the end of June as younger investors do deals on their smartphones and laptops.
BUSINESS / Companies
Sep 11, 2024
Online brokers are taking Japan market share from bigger rivals
The popularity of an expanded tax-free investment account program called NISA has encouraged its users to do deals on their smartphones and laptops.
Shares faced historic sell-offs at the Tokyo Stock Exchange on Monday, but some retail investors see them as an opportunity to buy the dip, betting that the downturn is temporary.
BUSINESS / Markets
Aug 6, 2024
Japan’s retail investors show resiliency despite market turmoil
Some small investors chose the opportunity to buy the dip, betting that the market downturn was temporary.
A man looks at an electronic stock quotation board outside a brokerage in Tokyo on Friday.
BUSINESS / Markets
Aug 3, 2024
Novice investors under pressure after Japan stock rout
Newcomer investors, who are concerned about the possibility of further stock price declines, are facing the challenge of whether to continue investing.
People attend a seminar, hosted by Daiwa Securities, on the new NISA tax-free investment program last November. Retail investors in Japan have been favoring international investments as they deploy funds held in their fast-growing NISA accounts.
BUSINESS / Markets
Jul 11, 2024
Yen takes hit as ¥1 trillion flows abroad monthly after NISA tweak
Many taking advantage of changes to the rules for Japan’s tax-free savings accounts have been shifting their savings to international investments.
Japan Tobacco was the most popular investment destination among Nippon Individual Savings Account account holders at SBI Securities.
BUSINESS
May 5, 2024
Half of new NISA investments went to Japanese stocks
Japan Tobacco was the most popular investment destination among NISA account holders at SBI Securities.
An advertisement for the Nippon Individual Savings Account (NISA) at a Mizuho Bank branch, a unit of Mizuho Financial Group, in Tokyo on Jan. 31.
BUSINESS / Markets / FOCUS
Feb 19, 2024
Turning the tide? Japan warms up to becoming an asset management hub.
The beefing-up of the NISA program alongside a new policy plan by the government shows its commitment toward getting households to invest.
An advertisement for the new Nippon Individual Savings Account in Tokyo in January
BUSINESS / Companies
Feb 9, 2024
Revamp of tax-free investments in Japan spurs jump in accounts
The creation of the new savings accounts is one of a slew of measures to lure more buyers to the Japanese market.
BUSINESS / Economy / FOCUS
Apr 25, 2023
Japan renews efforts to push shift from savings to investments
The focus will be on whether the planned expansion of a tax-exempt investment program can inspire the largely conservative public to pivot away from bank deposits.

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